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Income --- United States of America

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The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful financial products that can cushion against economic instability. The financial services system is not well designed to serve low- and moderate-income households, leaving them without financial slack: they did not have adequate breathing room for making the financial adjustments that would permit them

Financial services industry --- Banks and banking --- Poor --- Low-income consumers --- Social aspects --- Finance, Personal

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"Addresses the challenges of making financial systems more inclusive, emulating successful ventures in new markets, and utilizing technologies and government policies to support the expansion of financial access. Examines many dimensions of financial access, including measuring financial access, understanding the impact of expanded access, and examining alternative institutional models"--Provided by publisher.

Third World: economic development problems --- World Bank --- Finance --- Financial institutions --- Microfinance --- Credit --- Financial services industry --- Finances --- Institutions financières --- Crédit --- Services financiers --- Congresses. --- Congrès --- AA / International- internationaal --- 333.101 --- 333.110 --- 333.111.0 --- 338.8 --- 333.131.30 --- 333.70 --- NBB congres --- Banksysteem en bankstelsel. --- Centrale banken en parastatale kredietinstellingen: algemeen. Overheidsbemoeiïng inzake organisatie en verdeling van het krediet. --- Algemeenheden. Theoretische en beschrijvende studies. Centrale banken. --- Economische groei. --- Handelstransacties: algemeen. --- Theorie en organisatie van het bankkrediet. --- Conferences - Meetings --- Services, Financial --- Service industries --- Borrowing --- Money --- Loans --- Micro-finance --- Microcredit --- Microenterprise lending --- Microlending --- Small business --- Financial intermediaries --- Lending institutions --- Associations, institutions, etc. --- E-books --- Institutions financières --- Crédit --- Congrès --- Banksysteem en bankstelsel --- Centrale banken en parastatale kredietinstellingen: algemeen. Overheidsbemoeiïng inzake organisatie en verdeling van het krediet --- Algemeenheden. Theoretische en beschrijvende studies. Centrale banken --- Handelstransacties: algemeen --- Theorie en organisatie van het bankkrediet --- Economische groei --- Developing countries: economic development problems

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