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In Deutschland besteht ein ausgereiftes und stets fortentwickeltes Sozialleistungssystem. Welche Ansprüche und Leistungen den Versicherten daraus jedoch erwachsen, ist diesen in der Regel nicht immer bewusst. Dieses Buch untersucht die innerhalb der Gesetzlichen Krankenversicherung und der Sozialen Pflegeversicherung existierenden Beratungsrechte der Versicherten. Der Autor zeigt auf, welche Beratungsmöglichkeiten den Versicherten in diesen beiden Sozialrechtsbereichen zur Verfügung stehen, um ihre sozialen Rechte verwirklichen zu können.
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This paper estimates the monetary value of financial risk reduction associated with membership in Ghana's National Health Insurance Scheme, based on recent national household survey data. The paper compares the risk premiums for distributions of out-of-pocket healthcare expenditures with and without insurance and find that the difference is small. This does not mean that the National Health Insurance Scheme has no value to members. Indeed, the findings show that the insured pay significantly less for healthcare than the uninsured on average. But that average reduction does not translate into a reduced spread of consumption net of out-of-pocket healthcare expenditures. Thus, the benefit of the National Health Insurance Scheme is entirely a transfer benefit, not a reduction in financial risk.
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Health insurance --- Health insurance --- Health insurance --- Health insurance --- Health insurance
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