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One popular explanation for this low rate of employee coverage is the presence of numerous state regulations which mandate that group health insurance plans must include certain benefits. By raising the minimum costs of providing any health insurance coverage, these mandated benefits make it impossible for firms which would have desired to offer minimal health insurance at a low cost to do so. I use data on insurance coverage among employees in small firms to investigate whether this problem is an important cause of employee non-insurance. I find that mandates have little effect on the rate of insurance coverage; this finding is robust to a variety of specifications of the regulations. I also find that this lack of an effect may be because mandates are not binding, since most firms appear to offer these benefits even in the absence of regulation.

Occupational health services. --- Health insurance.

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Health insurance --- Small business --- Employee fringe benefits

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Diagnosis related groups --- Medicare --- Health insurance claims --- Claims administration --- Standards.

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The contributors include prominent specialists in medical, military, and labour history, who provide valuable examinations of such issues as the ideological origins of the welfare state, the experience of the Canadian Army Medical Corps during the First World War, and the development of neuropsychology during the Second World War. Several essays are particularly relevant to contemporary concerns. A history of sexually transmitted diseases (STDs) in Canada, extended to include present-day research, reveals underlying flaws in the approach to STDs taken by Canadian governments and the medical establishment. The comparative development of health insurance in Canada and the United States is discussed in another essay. Other authors provide a historical and critical review of a key assumption of Canadian Medicare: that universal first-dollar coverage will enhance equity in the use of health services and in health status. In addition to David Naylor, who writes the Introduction, the contributors are Robin F. Badgley, Jay Cassel, Terry Copp, Raisa B. Deber, Colin D. Howell, Stephen J. Kunitz, Desmond Morton, Eugene Vayda, Samuel Wolfe, and Judith Young.

Medical care --- Medical policy --- Health insurance --- History --- History.

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Diagnosis related groups --- Medicare --- Health insurance claims --- Claims administration --- Standards.