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Financial cooperatives have fared better than the investor-owned banks in times of crisis. Savings and credit cooperatives, cooperative banks and credit unions have grown, kept credit flowing especially to small and medium sized enterprises, and remained stable across regions of the world while indirectly creating employment. It is their unique combination of member ownership, control and benefit that is at the heart of their resilience and that provides a series of advantages over its competitors. With financial cooperatives presenting an astonishingly large slice of the global banking market, it is important to better understand the model. This report examines financial cooperatives from their origins in Germany in the 1850s to the global movement they represent today. It reviews the performance of financial cooperatives, looking in particular at the aftermath of the 2007-2008 crisis and the continuing long austerity period. It explains why they have proven to be more resilient pointing to the specificities of the cooperative model of enterprise, and concludes with a review of practical policy options and recommendations for the way governments and development agencies should approach financial cooperatives – not as ‘conduits’ but as partners in the wider aims of business development, insurance against episodic poverty, and decent work. The report was prepared to highlight the contribution of financial cooperatives to the economic and social stability in countries around the world. It is a contribution to the United Nations International Year of Cooperatives 2012. (Bron: covertekst)

Coöperatieve ondernemingen --- economische crisis --- coöperatieve verenigingen --- 338.97 --- 338.95 --- Banks and banking, Cooperative. --- Organizational resilience. --- Economic development. --- Global Financial Crisis, 2008-2009. --- History. --- Coöperatieve ondernemingen --- coöperatieve verenigingen

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The Social Europe guide is a bi-annual publication aimed at providing to an interested but not necessarily specialized audience a concise overview of specific areas of EU policy in the field of employment, social affairs and inclusion. It illustrates the key issues and challenges, explains policy actions and instruments at EU level and provides examples of best practices from EU Member States. It also presents views on the subject from the Council Presidency and the European Parliament. The fourth volume in the series describes the vivid world of social economy organisations (such as cooperatives, associations, mutuals and foundations) as well as the more recent phenomenon of social entrepreneurship, i.e. business created to achieve social rather than financial goals. In addition, it illustrates trends towards greater social responsibility among citizens/consumers, for-profit companies and financial institutions. Finally it reviews ways in which European and national policies support the social economy and social enterprise. (Bron: website bookshop.europa.eu)

sociale economie --- Social policy --- Business policy --- MVO (maatschappelijk verantwoord ondernemen) --- Economics --- Sociale economie 334.4 --- sociaal beleid -304 --- P4 --- 334.4 --- Europa --- non-profit sector --- EEC / European Union - EU -Europese Unie - Union Européenne - UE --- 334.151.50 --- 338.78 --- 174 --- 338.95 --- 338.94 --- Sociaal beleid : algemeenheden. --- Diensten. Non-profitsector. --- Verband tussen de ethiek en de economie. Ethiek en bedrijf. --- Union européenne --- Handbooks, manuals, etc. --- Entrepreneuriat social. --- Entreprises d'économie sociale et solidaire. --- Innovations technologiques --- Politique publique --- Efficience (gestion) --- Pays de l'Union européenne. --- Sociaal beleid : algemeenheden --- Diensten. Non-profitsector --- Verband tussen de ethiek en de economie. Ethiek en bedrijf --- EEC / European Union - EU -Europese Unie - Union Européenne - UE --- Innovation.