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This text explores a century of business development of The South African Life Assurance Company, charting its history and strategic transformation from a defined cultural context into a national conglomerate through innovation on all levels of business operation and organization.

Life insurance --- History. --- Sanlam --- Insurance --- Finance --- Assurance (Insurance) --- Coverage, Insurance --- Indemnity insurance --- Insurance coverage --- Insurance industry --- Insurance protection --- Mutual insurance --- Underwriting --- Suid-Afrikaanse Nasionale Lewens Assuransie Maatskappy --- Insurance, Life --- Viatical settlements --- nationalism ---  life assurance ---  economic empowerment --- financial services ---  racial segregation --- transformation

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La loi du 31 juillet 2018 concernant les successions et les libéralités et la réforme des régimes matrimoniaux bouleversent le statut des prestations bénéficiaires issues d'un contrat d'assurance-vie individuelle. Ces nouvelles législations vont influencer fortement la planification patrimoniale au travers de contrats de ce type. Le droit civil reprend la maîtrise de la prestation d'assurance dans ses effets successoraux - rapport et réduction. Le projet de réforme des régimes matrimoniaux recadre complètement les qualifications - propres ou communes - de la prestation d'assurance, en conformité avec les principes fondamentaux du régime légal. La rédaction des clauses bénéficiaires et celle des clauses dérogatoires aux régimes matrimoniaux antérieurs doivent, en conséquence, être repensées, et le devoir de conseil en ces matières adapté. Cet ouvrage a pour objectif de familiariser les praticiens à ces nouvelles législations, et de décrire leurs impacts sur la fiscalité directe et indirecte de l'assurance-vie. Les opportunités patrimoniales offertes par les assurances-vie atypiques - assurances à plusieurs têtes - sont, elles aussi, analysées en droit civil et fiscal.

Insurance law --- Belgium --- Estates (Law) --- Estates (Law). --- Inheritance and succession --- Inheritance and succession. --- Life insurance --- Law and legislation --- Law and legislation. --- Taxation --- Belgium. --- Patrimoine --- Assurance-vie --- Famille --- Droit --- Gestion --- Estate planning --- Inheritance and transfer tax --- Planification successorale --- Successions et héritages --- Impôts --- E-books --- BPB1811 --- assurance vie fiscal --- gezinsvermogen --- Assurance vie --- Droit civil --- Droit fiscal --- Belgique --- Bélgica --- Belgija --- Belgien --- Belgie --- Belgicko --- België --- Beļģija --- Белгија --- Belgio --- Белгия --- Belgia --- il-Belġju --- An Bheilg --- Βέλγιο --- Belgjika --- Belgia Kuningriik --- Beļģijas Karaliste --- Royaume de Belgique --- Belgian kuningaskunta --- Belgické kráľovstvo --- Koninkrijk België --- Belgijos Karalystė --- das Königreich Belgien --- Βασίλειο του Βελγίου --- Kingdom of Belgium --- Кралство Белгија --- Краљевина Белгија --- Belgické království --- Reino de Bélgica --- ir-Renju tal-Belġju --- Regatul Belgiei --- Kongeriget Belgien --- Кралство Белгия --- Mbretëria e Belgjikës --- Belga Királyság --- Królestwo Belgii --- Konungariket Belgien --- Reino da Bélgica --- Kraljevina Belgija --- Regno del Belgio --- nodokļu likums --- dritt tat-taxxa --- direito fiscal --- vero-oikeus --- fiscaal recht --- diritto tributario --- prawo podatkowe --- davčno pravo --- данъчно право --- porezno pravo --- skatterätt --- tax law --- maksuõigus --- Steuerrecht --- e drejta fiskale --- drept fiscal --- φορολογικό δίκαιο --- mokesčių teisė --- Derecho fiscal --- daňové právo --- даночно право --- adójog --- skatteret --- пореско право --- maksualased õigusaktid --- fiscale voorschriften --- adótörvény --- даночни прописи --- legislație fiscală --- normativa fiscale --- Derecho tributario --- tax legislation --- mokesčių įstatymai --- législation fiscale --- regulamentação fiscal --- φορολογική νομοθεσία --- mokesčių reguliavimas --- daňová legislativa --- daňové předpisy --- daňová legislatíva --- legislação fiscal --- legislazione fiscale --- daňový zákon --- skattebestämmelser --- rregullore tatimore --- verosääntely --- adójogi előírások --- даночно законодавство --- Steuergesetzgebung --- skattelovgivning --- tiesību akti nodokļu jomā --- adójogszabályok --- regolamentazione fiscale --- legjislacion tatimor --- maksumäärus --- réglementation fiscale --- verolainsäädäntö --- skattelagstiftning --- porezno zakonodavstvo --- nodokļu likumdošana --- steuerrechtliche Bestimmung --- porezni propisi --- skattebestemmelser --- φορολογικές ρυθμίσεις --- normativa fiscal --- reglamentación fiscal --- фискални прописи --- daňové predpisy --- legislación fiscal --- fiscale wetgeving --- tax regulation --- građansko pravo --- Bürgerliches Recht --- civilrätt --- e drejtë civile --- občianske právo --- drept civil --- гражданско право --- prawo cywilne --- граѓанско право --- civilno pravo --- tsiviilõigus --- грађанско право --- siviilioikeus --- polgári jog --- civillikums --- αστικό δίκαιο --- diritto civile --- dritt ċivili --- civil law --- civilinė teisė --- Derecho civil --- burgerlijk recht --- občanské právo --- direito civil --- civilret --- gemeen recht --- ligj i shkruar --- имотноправни односи --- borgerlig ret --- tavanomainen oikeus --- Zivilrecht --- civilní právo --- üldõigus --- ligj i zakonshëm --- allgemeines Recht --- предметно право --- diritto comune --- drept comun --- Derecho común --- Κοινό Δίκαιο --- облигациски односи --- ordinary law --- všeobecné právo --- civiltiesības --- allmän rätt --- droit commun --- direito comum --- statutory law --- įprastinė teisė --- životno osiguranje --- životné poistenie --- Lebensversicherung --- life assurance --- assicurazione sulla vita --- levensverzekering --- življenjsko zavarovanje --- livförsäkring --- henkivakuutus --- asigurare de viață --- ασφάλεια ζωής --- осигурање живота --- životní pojištění --- livsforsikring --- elukindlustus --- dzīvības apdrošināšana --- életbiztosítás --- seguro de vida --- застраховка живот --- gyvybės draudimas --- assigurazzjoni tal-ħajja --- животно осигурување --- sigurim i jetës --- árachas saoil --- ubezpieczenie na życie --- sigurim i trashëgimisë --- kapitalikogumiskindlustus --- doživotno osiguranje --- assurance directe sur la vie --- assicurazione diretta sulla vita --- poistenie pre prípad dožitia --- direkt livförsäkring --- whole life assurance --- kaupiamasis gyvybės draudimas --- celoživotné poistenie --- täielik elukindlustus --- endowment assurance --- elämisenvaravakuutus --- elämänvaravakuutus --- осигурување на живот --- asigurare directă pe viață --- άμεση ασφάλεια ζωής --- gyvybės draudimas iki gyvos galvos --- sigurim i plotë i jetës --- directe levensverzekering --- seguro de vida direto --- life insurance --- levensverzekering fiscaal --- patrimoine des menages --- Vermogen --- patrimoine des ménages --- dlí cánach --- an dlí sibhialta --- Luxembourd