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book (7)

digital (1)


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English (8)


Year
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2019 (8)

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Book
Communication within Banking Organizations and Small Business Lending
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Year: 2019 Publisher: National Bureau of Economic Research

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Book
The Road to Pathogenesis: Charting the Development of LSCs and Pre-LSCs
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Year: 2019 Publisher: Frontiers Media SA

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Abstract

This eBook is a collection of articles from a Frontiers Research Topic. Frontiers Research Topics are very popular trademarks of the Frontiers Journals Series: they are collections of at least ten articles, all centered on a particular subject. With their unique mix of varied contributions from Original Research to Review Articles, Frontiers Research Topics unify the most influential researchers, the latest key findings and historical advances in a hot research area! Find out more on how to host your own Frontiers Research Topic or contribute to one as an author by contacting the Frontiers Editorial Office: frontiersin.org/about/contact


Book
The Road to Pathogenesis: Charting the Development of LSCs and Pre-LSCs
Authors: ---
Year: 2019 Publisher: Frontiers Media SA

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Abstract

This eBook is a collection of articles from a Frontiers Research Topic. Frontiers Research Topics are very popular trademarks of the Frontiers Journals Series: they are collections of at least ten articles, all centered on a particular subject. With their unique mix of varied contributions from Original Research to Review Articles, Frontiers Research Topics unify the most influential researchers, the latest key findings and historical advances in a hot research area! Find out more on how to host your own Frontiers Research Topic or contribute to one as an author by contacting the Frontiers Editorial Office: frontiersin.org/about/contact


Book
The Road to Pathogenesis: Charting the Development of LSCs and Pre-LSCs
Authors: ---
Year: 2019 Publisher: Frontiers Media SA

Loading...
Export citation

Choose an application

Bookmark

Abstract

This eBook is a collection of articles from a Frontiers Research Topic. Frontiers Research Topics are very popular trademarks of the Frontiers Journals Series: they are collections of at least ten articles, all centered on a particular subject. With their unique mix of varied contributions from Original Research to Review Articles, Frontiers Research Topics unify the most influential researchers, the latest key findings and historical advances in a hot research area! Find out more on how to host your own Frontiers Research Topic or contribute to one as an author by contacting the Frontiers Editorial Office: frontiersin.org/about/contact


Digital
Mentally Spent : Credit Conditions and Mental Health
Authors: --- --- ---
Year: 2019 Publisher: Cambridge, Mass. National Bureau of Economic Research

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In light of the human suffering and economic costs associated with mental illness, we provide the first assessment of whether local credit conditions shape the incidence of mental depression. Using several empirical strategies, we discover that bank regulatory reforms that improved local credit conditions reduced mental depression among low-income households and the impact was largest in counties dominated by bank-dependent firms. On the mechanisms, we find that the regulatory reforms boosted employment, income, and mental health among low-income individuals in bank-dependent counties, but the regulatory reforms did not increase borrowing by these individuals.


Book
Communication within Banking Organizations and Small Business Lending
Authors: --- --- ---
Year: 2019 Publisher: Cambridge, Mass. National Bureau of Economic Research

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Abstract

We investigate how communication within banks affects small business lending. Using travel time between a bank's headquarters and its branches to proxy for the costs of communicating soft information, we exploit shocks to these travel times to evaluate the impact of within bank communication costs on small business loans. Consistent with Stein's (2002) model of the transmission of soft information across a bank's hierarchies, we find that reducing headquarters-branch travel time boosts small business lending in the branch's county. Several extensions suggest that new airline routes facilitate the transmission of soft information, boosting small firm lending.


Book
Mentally Spent : Credit Conditions and Mental Health
Authors: --- --- --- ---
Year: 2019 Publisher: Cambridge, Mass. National Bureau of Economic Research

Loading...
Export citation

Choose an application

Bookmark

Abstract

In light of the human suffering and economic costs associated with mental illness, we provide the first assessment of whether local credit conditions shape the incidence of mental depression. Using several empirical strategies, we discover that bank regulatory reforms that improved local credit conditions reduced mental depression among low-income households and the impact was largest in counties dominated by bank-dependent firms. On the mechanisms, we find that the regulatory reforms boosted employment, income, and mental health among low-income individuals in bank-dependent counties, but the regulatory reforms did not increase borrowing by these individuals.

Keywords


Book
Communication within Banking Organizations and Small Business Lending
Authors: --- --- --- ---
Year: 2019 Publisher: Cambridge, Mass. National Bureau of Economic Research

Loading...
Export citation

Choose an application

Bookmark

Abstract

We investigate how communication within banks affects small business lending. Using travel time between a bank's headquarters and its branches to proxy for the costs of communicating soft information, we exploit shocks to these travel times to evaluate the impact of within bank communication costs on small business loans. Consistent with Stein's (2002) model of the transmission of soft information across a bank's hierarchies, we find that reducing headquarters-branch travel time boosts small business lending in the branch's county. Several extensions suggest that new airline routes facilitate the transmission of soft information, boosting small firm lending.

Keywords

Listing 1 - 8 of 8
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