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Energy policy --- -Environmental policy --- -Fuel --- -Transportation and state --- -State and transportation --- Transportation --- Transportation policy --- Fuels --- Power resources --- Energy and state --- State and energy --- Industrial policy --- Energy conservation --- Environment and state --- Environmental control --- Environmental management --- Environmental protection --- Environmental quality --- State and environment --- Environmental auditing --- Economic aspects --- -Prices --- -Government policy --- Government policy --- Theses --- Environmental policy --- Fuel --- Transportation and state --- Prices --- -Economic aspects --- -Theses --- State and transportation
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The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.
Banks and Banking --- Finance: General --- Money and Monetary Policy --- Industries: Financial Services --- Economic Development: Financial Markets --- Saving and Capital Investment --- Corporate Finance and Governance --- Financial Markets and the Macroeconomy --- Financial Institutions and Services: Government Policy and Regulation --- Monetary Policy, Central Banking, and the Supply of Money and Credit: General --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- Monetary Systems --- Standards --- Regimes --- Government and the Monetary System --- Payment Systems --- Finance --- Monetary economics --- Banking --- Computer applications in industry & technology --- Financial inclusion --- Financial services --- Credit --- Mobile banking --- Financial markets --- Money --- Technology --- Financial sector development --- Financial services industry --- Banks and banking --- Banks and banking, Mobile --- India
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The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.
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