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In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a ""credit-card economy"" has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card? How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money? Why should merchants agree to pay extra if customers use cards instead of cash? In Plastic Money, Akos Rona-Tas and Alya Gusev

Consumer credit -- Former communist countries. --- Credit cards -- Former communist countries. --- Post-communism -- Economic aspects. --- Credit cards --- Consumer credit --- Post-communism --- Finance --- Business & Economics --- Credit, Debt & Loans --- Economic aspects --- Economic aspects. --- Consumer debt --- Cards, Charge --- Cards, Credit --- Charge cards --- Postcommunism --- Credit --- Point-of-sale systems industry --- Charge accounts --- World politics --- Communism --- E-books