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In line with the framework for addressing excessive delays in the completion of Article IV consultations, the following table lists the IMF members for whom the Article IV consultation has been delayed by more than 18 months as of December 15, 2018.

Finance: General --- General Financial Markets: Government Policy and Regulation --- Finance --- Financial stability assessment --- Financial services industry

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Spurred by advances in information and computer technologies, financial liberalization and innovation took off inthe late 1970s. Although the changes in financial markets have been beneficial overall, our understanding of the new risks to financial stability lags behind, as demonstrated by the financial crises of the past couple of decades. The study of international financial stability - a public good - is still in its infancy. This pamphlet, aimed at stimulating further debate on the subject, proposes a definition of financial stability and a broad framework for safeguarding it without inhibiting its dynamic development or limiting its benefits.

Finance: General --- Macroeconomics --- Industries: Financial Services --- General Financial Markets: Government Policy and Regulation --- Price Level --- Inflation --- Deflation --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- Financial Institutions and Services: Government Policy and Regulation --- Finance --- Financial sector stability --- Financial stability assessment --- Asset prices --- Loans --- Financial services --- Financial services industry --- Prices --- United States

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Spurred by advances in information and computer technologies, financial liberalization and innovation took off inthe late 1970s. Although the changes in financial markets have been beneficial overall, our understanding of the new risks to financial stability lags behind, as demonstrated by the financial crises of the past couple of decades. The study of international financial stability - a public good - is still in its infancy. This pamphlet, aimed at stimulating further debate on the subject, proposes a definition of financial stability and a broad framework for safeguarding it without inhibiting its dynamic development or limiting its benefits.

Finance: General --- Macroeconomics --- Industries: Financial Services --- General Financial Markets: Government Policy and Regulation --- Price Level --- Inflation --- Deflation --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- Financial Institutions and Services: Government Policy and Regulation --- Finance --- Financial sector stability --- Financial stability assessment --- Asset prices --- Loans --- Financial services --- Financial services industry --- Prices --- United States

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Spurred by advances in information and computer technologies, financial liberalization and innovation took off inthe late 1970s. Although the changes in financial markets have been beneficial overall, our understanding of the new risks to financial stability lags behind, as demonstrated by the financial crises of the past couple of decades. The study of international financial stability - a public good - is still in its infancy. This pamphlet, aimed at stimulating further debate on the subject, proposes a definition of financial stability and a broad framework for safeguarding it without inhibiting its dynamic development or limiting its benefits.

International finance --- Economic stabilization --- Finance --- Business & Economics --- International Finance --- Adjustment, Economic --- Business stabilization --- Economic adjustment --- Stabilization, Economic --- Economic policy --- International monetary system --- International money --- International economic relations --- Finance: General --- Macroeconomics --- Industries: Financial Services --- General Financial Markets: Government Policy and Regulation --- Price Level --- Inflation --- Deflation --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- Financial Institutions and Services: Government Policy and Regulation --- Financial sector stability --- Financial stability assessment --- Asset prices --- Loans --- Financial services --- Financial sector policy and analysis --- Prices --- Financial institutions --- Financial services industry --- United States

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Policymakers' uneasiness about granting independence to financial sector regulators stems to a large extent from the lack of familiarity with, and elusiveness of, the concept of accountability. This paper gives operational content to accountability and argues that it is possible to do so in a way that encourages and supports agency independence. The paper first elaborates on the role and purposes of accountability. Second, it shows that the unique features of financial sector supervision point to a more complex system of accountability arrangements than, for instance, the conduct of monetary policy. Finally, the paper discusses specific arrangements that can best secure the objectives of accountability and, thus, independence. Our findings have a wider application than financial sector supervision.

Banks and banking -- State supervision. --- Electronic books. -- local. --- Financial institutions -- State supervision. --- Monetary policy. --- Public administration. --- Banks and Banking --- Finance: General --- Public Finance --- Business and Financial --- General Financial Markets: Government Policy and Regulation --- Banks --- Depository Institutions --- Micro Finance Institutions --- Mortgages --- Taxation, Subsidies, and Revenue: General --- Financial services law & regulation --- Banking --- Finance --- Public finance & taxation --- Financial regulation and supervision --- Financial sector stability --- Legal support in revenue administration --- Financial stability assessment --- Financial services industry --- Law and legislation --- Banks and banking --- Revenue --- United Kingdom